Because it is your investment, you can always choose where to name your investment property.

If you so decide to put your property under your name, below are the advantages you will enjoy:

You don’t have to pay for the ludicrous amount of fees and costs that an LLC will require.
Liability insurance is also cheaper compared to LLC.
You will be granted a mortgage loan from the bank. Banks rarely and sometimes do not loan money to LLC.
You will reap the full benefits of full capital gain as you resell your property.

The disadvantages are the following:

If any unfortunate event happens to your property that caused an injury or loss of life, you will have to suffer the legal repercussions alone. This means, your personal assets will be exposed.
Your creditors can sue you for unpaid liabilities and will eventually claim your mortgaged property.
For all of that, the biggest risk is losing everything that you have worked very hard your entire life if ever you lose against a lawsuit.

If you’re diligent enough, you can still protect yourself and your property as much as an LLC can. Just make sure you have obtained the right insurance policies. Consult your lawyer about this matter.

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