If your house gets damaged by fire or other disasters, you can look to your insurance company for reimbursements. But your success of getting relief from your insurance company may depend on certain things.

Advance claims

You don’t need to file a claim and have it approved by the insurance company to get funds to buy the clothes or other daily necessities you weren’t able to save from the fire. Your homeowners’ policy may allow you to ask the insurance provider’s representative to give you a check wherever you are. Find out if your policy only covers the house itself and not the contents in it. If you have a good insurance agent, he or she will tell you about this in advance.

Mitigate Damages

Your policy requires you to minimize or mitigate damages in your house. The insurance company will reimburse the costs of mitigating the damages as you make the claim. You need to take to mitigate damages that include stopping the smouldering, boarding up your property, and keep a keen eye to see if there are any possible further damage that may happen to your house.

File your claim immediately

Policies require you to report and file the claim as soon as you possibly can. You can contact the insurance company’s agent. You must also provide proof for your loss.
Make sure your insurance provider is doing its job properly

Insurance companies are required to provide for your needs promptly. If they delay your insurance claim unreasonably, you can write to them.

Living expenses

You should keep track of the money you spend for your living expenses, because the insurance company can also reimburse this cost. However, they only reimburse the difference between the money you spend now, and the money you spend before the fire damaged your house. For example, if you use to spend $300 every week for food at home, and now you spend $400, the insurance company will only reimburse $100.

If you need help in claiming your insurance, it is best to consult an attorney that specializes in this case.

Fill the FORM available on the right of your screen and avail instant legal help.

Related Posts
Reason to buy investment property under a real estate trust
If you want to be one of those who were wise to disguise their names as owners to their real estate investment, you can consider doing it so with a ...
READ MORE
Criminal Charges
Criminal law covers crimes, prosecution and defense. According to the rules and statutes written by Congress and state legislators, dealing with any criminal activity that causes harm to the general ...
READ MORE
What to do when your landlord harassed or threatened you
Several forms of harassment could occur between a tenant and the landlord. Most of the time, it's the landlord who gets the upper hand because he is the owner of ...
READ MORE
What to do when your tenant doesn't pay rent
The landlord has the right to evict the tenant especially when the tenant hasn't paid the rent on full and on time. However, the landlord has no right to evict ...
READ MORE
Want to convert your rental unit in to a commercial unit
There are several ways in which you can evict the tenant you don't like without raising the red flag. One of it is to convert or demolish your rented unit. ...
READ MORE
Pulled Over By police officer
When a police officer pulls you over, there are certain steps you must take to make it easier for you to challenge the ticket in court. When you hear the siren ...
READ MORE
What if your tenant and/or his guests have committed some illegal act/crime
Tenant illegal act or crime conducted on your rented property is a good ground for eviction. It's also a good ground for you to be criminally prosecuted if proven that ...
READ MORE
Why should you buy investment property under your own name?
Because it is your investment, you can always choose where to name your investment property. If you so decide to put your property under your name, below are the advantages you ...
READ MORE
Chapter 7 Bankruptcy
If you go for Chapter 7 bankruptcy, you may have a lot or all of your debts canceled. On the other hand, you might need to sell some or all ...
READ MORE
How to find a good lawyer
Lawyers are everywhere, each has her or his own expertise or specialised area in the fields of law that vary from civil, criminal or appellate litigation. Finding however a good ...
READ MORE
Reason to buy investment property under a real
Criminal Charges
Legal aid in landlord harassment
What to do when your tenant doesn’t pay
Want to convert your rental unit in to
Pulled Over By police officer
Tenant illegal act
Why should you buy investment property under your
Chapter 7 Bankruptcy
How to find a good lawyer